e by UniBank Special Offer
Why lock your money into a CD when you can get a GREAT rate in a checking account?!
|
e by UniBank Checking Account3
|
Earn
$5001 |
| e by UniBank Checking Account3 + Direct Deposit Statement Savings Account4 |
Earn
$7502 |
Rates as high as 2.99% APY3
At UniBank, our goal is to earn your trust and your banking relationship. We want to be the bank you turn to for all your needs. That’s why we’re offering you these special rewards when you bring your deposits to us.
The more accounts, the more rewards, it’s as simple as that!
Checking Special
e by UniBank³ is a checking account that offers the high yield of a Certificate of Deposit with the liquidity of a checking account. This is money management in a complete package featuring all the financial tools you need to conveniently manage your money. Convenient access to your money is always close by with e by UniBank with services including:
- Mobile Banking5 with Mobile Deposit6
- Online Banking
- Bill Pay
- Pay a Person
e by UniBank
|
Type
|
Interest Rate | APY3 | Min. Balance to Earn APY | |
|---|---|---|---|---|
|
Rates
(When min. requirements are met) |
Tier I Interest
(balances up to $15,000) |
2.95%
|
2.99%
|
$0.01 - $14,999.99 |
|
Tier II Interest
(Balances $15,000 and above) |
0.44%
|
2.99%
-1.20%
|
$15,000.00
|
|
|
|
Basic Rate
(on entire balance when eligibility requirements are NOT met) |
0.01%
|
0.01%
|
Entire positive balance |
Direct Deposit
Statement Savings
Statement Savings
| Interest Rate | APY4 | |
|---|---|---|
Entire Balance |
0.05%
|
0.05%
|
¹To Earn $500 Bonus:
- Personal accounts only.
- Open an e by UniBank Checking account online between March 1, 2025 - April 30, 2025.
- Mention this promotion at account opening, or open online with promo code UNIBANK. Must be new checking account customer (customers who do not currently hold a checking account at UniBank as either a primary or joint signer). Must be at least 18 years old at the time of account opening.
- Enroll in Online Banking.
- Enroll account in UniBank’s eStatements.
- Deposit $2,500 or more in qualifying Direct Deposits within 90 days of account opening. A qualifying Direct Deposit is an electronic credit of your salary, pension, social security, or other regular monthly income deposited to your account by your employer or an outside agency.
- The new account must remain open for 90 days after account opening and must remain in good standing with a positive balance for 90 days.
- Limit of one bonus per household. UniBank may report $500 bonus under the primary account owner’s Social Security Number on IRS Form 1099-INT as required by law. Any applicable taxes are the responsibility of the recipient. This promotion may be modified or withdrawn without notice. Employees and immediate family members are not eligible for this promotion. The bonus will be credited to the new checking account within 60 days after meeting all of the above bonus requirements.
• Personal accounts only.
• Open an e by UniBank Checking account and a Direct Deposit Statement Savings account online between March 1, 2025 -
April 30, 2025.
• Mention this promotion at account opening, or open online with promo code UNIBANK. Must be new
checking and savings account customer (customers who do not currently hold a checking or savings account at UniBank as
either a primary or joint signer). Must be at least 18 years old at the time of account opening.
• Enroll in Online Banking.
• Enroll accounts in UniBank’s eStatements.
• Deposit $2,500 or more in qualifying Direct Deposits within 90 days of account opening. A qualifying Direct Deposit is an
electronic credit of your salary, pension, social security, or other regular monthly income deposited to your account by your
employer or an outside agency.
• Both e by UniBank Checking and Statement Savings must have a direct deposit totaling $2,500 within 90 days of account
opening.
• The new account must remain open for 90 days after account opening and must remain in good standing with a positive
balance for 90 days.
• Limit of one bonus per household. UniBank may report $750 bonus under the primary account owner’s Social Security Number
on IRS Form 1099-INT as required by law. Any applicable taxes are the responsibility of the recipient. This promotion may be
modified or withdrawn without notice. Employees and immediate family members are not eligible for this promotion. The
bonus will be credited to the new checking account within 60 days after meeting all of the above bonus requirements.
³Annual Percentage Yields (APYs) effective as of 03/01/2025 and subject to change at any time after the account is open. The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. The APY range assumes a maximum deposit of $50,000 for illustration purposes only. If the eligibility requirements are not met the account will earn a lower interest rate and corresponding APY and will not be eligible for refund of ATM surcharge transaction fees.
Fees may reduce earnings. The account does not have a maximum deposit limit.
- In order to be eligible for the disclosed Tier I and Tier II interest rate, Annual Percentage Yield (APY), and refund of domestic ATM Surcharges the following conditions must be met in a given statement cycle.
- A minimum of 8 posted and settled debit card purchase transactions during the statement cycle. Not all purchase transactions post or settle on the day they occur.
- Active enrollment in e-statements - you must sign into your online banking account at least once every 12 months to keep enrollment active.
- Limit of one account per customer holding the position of primary account holder. Minimum balance of $10 to open the account. Additional requirements apply, inquire for details. Other restrictions may apply.
4Annual Percentage Yields (APYs) effective as of 03/01/2025 and subject to change at any time after the account is open. Minimum balance of $10 to open a Statement Savings account. Minimum daily balance of $250 to avoid a $3 monthly service charge.
5UniBank does not charge for using our Mobile Banking Service. Your mobile phone carrier may charge for text messages, data transfer fees, and/or Web access. Check your wireless plan for details.
6Must have a UniBank Deposit Account, Online Banking, and Mobile Banking. Additional requirements apply, inquire for details.