Skip Navigation Download Adobe Acrobat Reader 5.0 or higher to view PDFs.
Woman in library

Consumer Education


Resources and Information to Educate Consumers


Avoid NSF Fees

We’re here to help you manage your money and we want to help you avoid potential NSF fees.
Non-Sufficient Fund (NSF) fees occur when a charge initiated by you (i.e. check, pre-authorized transfer, electronic payment) is drawn on your account, but the balance of funds in the account is not enough to cover the charge. When this occurs, there is also the possibility that the charge could be presented multiple times, which could result in NSF fees being charged multiple times.


Security Center
To learn more about how you can keep your identity safe and avoid scams, we have compiled security related information. If you ever feel like your UniBank accounts have been compromised in a scam, contact us at 800.578.4270.
 

What is UniPay? 

UniPay is a proprietary secure online payment platform offered by UniBank, a community bank located in Central Massachusetts. UniPay is a robust online payment solution that allows businesses and non-profits to conveniently collect payments and/or non-profit donations online. The platform is open-ended, highly flexible and sophisticated to meet the payment processing needs of small, medium and enterprise-sized businesses. It is customizable and can be tailored to suit any organization’s specific payment processing and payment collection...




Other Unique Ways We Serve You.  

Woman using a calculator

Financial Calculators

We offer numerous personal financial calculators to help you make the most of your money. 

Person paying online

Deposits

Our distinctive deposit accounts offer benefits designed to fit a variety of lifestyles while providing convenient access to your funds with electronic services.

Man on mobile device

Online & Mobile

Convenient tools to help you manage your money are available with all your UniBank accounts. You can keep track of your finances no matter where the road may take you!